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One-click, One-stop Credit Solution

Accredit is personal loans made

Call us today +65 6226 0510 or submit an online application now!

We will commence services on 1st April 2019. Stay Tuned!

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Our experienced loan officers are best positioned to help you plan your loan and financing options.

Personal Loans

Unsecured personal loans are financing options that are open to all individuals. By offering longer tenures with competitive pricing, our repayment terms are much more manageable.

Business Loans

For business financing needs or to help Small and Medium Business owners with their cash flows. Are you looking to expand your business? We can help with that!

Monthly Flexible Installment Term

Monthly flexible installment term may help you get out from financial crisis immediately. But its will not added to your financial burden.

Best Licensed Moneylender in Singapore!

We are a licensed moneylender providing responsible credit

and loan options since 2002

10 +
Years of experience
10 k+
Cases completed
1 k+
Happy clients
1 m+
Amount Disbursed

Corporate Social Responsibility

Accredit is a conscious community moneylender that has strong collaborative partnerships with Voluntary Welfare Organisations.

'We firmly believe in treating each customer fairly, to be open and transparent while keeping customers' best interest in mind...'

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503 Tampines Central 1, #01-315, Singapore 520503

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Moneylender Information for Borrowers

Q: What are the Interest Rates that moneylenders are legally permitted to charge?

A: The maximum interest rate moneylenders can charge is 4% per month. Also, this maximum interest rate applies regardless of the borrower’s income. However, if a borrower defaults on the repayment for the loan, the maximum rate of late interest a moneylender can charge is 4% per month for each month the loan is in default.

Q: What are the fees are moneylenders legally permitted to charge? (excluding monthly interest rates)

A: With effect from 1 October 2015, all moneylenders are only permitted to impose the following charges and expenses:

  • Permitted fee not more than $60 for each month of late repayment;
  • Permitted fee not more than 10% of the principal of the loan when a loan is granted
  • Legal costs ordered by the court for a successful claim by the moneylender for the recovery of the loan.

The total charges imposed by a moneylender on any loan, consisting of interest, late interest, upfront administrative and late fee also cannot exceed an amount equivalent to the principal of the loan. 

Q: How do I know if a moneylender is licensed or not?

A: The Ministry of Law maintains a list of all licensed moneylenders in Singapore that is updated on a regular basis. Additionally, you are encouraged to do your own research and compare between moneylenders to find a reputable moneylender that can service your needs.

Q: Is a licensed moneylender allowed to advertise?

A: Currently, licensed moneylenders are permitted to advertise only through: (a) business or consumer directories (in print or online media); (b) websites belonging to the moneylender; and (c) advertisements placed within or on the exterior of the moneylender’s business premises. Additionally, all other channels of advertising are not allowed.  

If you find yourself receiving unwanted SMS or messages from a source claiming to be a moneylender, it is likely that the source is unlicensed. And we strongly urge you to report such instances.